capitec financial statements 2019 pdf
View online report Download [PDF 1MB] Quarterly production reports. $����^``%��Ԏ ��q
08 2019 Financial Review 10 Financial Highlights of the LEGO Group 11 Board of Directors and Management ... 14 Balance Sheet 15 Statement of Changes in Equity 16 Statement of Cash Flows 17 Notes Parent Company Financial Statements 52 Income Statement 53 Balance Sheet 54 Statement of Changes in Equity 55 Notes Additional information 63 Management's Statement 64 Independent … pdf Financial statements Henkel AG & Co. KGaA 2019 (German) (743.73 KB) Add to my collection 1040446 standard HKDownload Information on shares held by Henkel AG & Co. KGaA and the Henkel Group as of Dec. 31, 2019 We value relationships and increasingly engage on social … You can convert a PDF bank statement to CSV or Excel with PDFTables. Telephone: +27(0) 860 335 444 Email: sasolqueries&enquiries@sasol.com. $ؿ�Xq@�I
DLqA�! Capitec Bank website. Consolidated Financial Statements 50 Corporate Governance—Board of Directors 99 Glossary 113 Corporate Information 117 Contents. Financial Results; Share Data; SENS; Investor Calendar; Corporate Information; Investor Contact; next > Share Data . Integrated Report 2018: PDF: 3.9MB: Group Annual Financial and Annual Financial Statement 2018 . Related Topics. Financial ratios can also be used by managers within a firm, by current and potential shareholders (owners) of a firm, and by a firm's creditors. 5 MB. ("Capitec" or "the company") CAPITEC INTEGRATED ANNUAL REPORT AND NO CHANGE ANNOUNCEMENT Shareholders are advised that the integrated annual report for the year ended 28 February 2019 containing the audited annual financial statements of the company is now available on the company’s website at Implats Annual Financial Statements 2019. 2021 Proxy Statement 2 MB The following files are available for download. No: 1980/003695/06, Active Capitec funeral plan policies: 979,000, Headline earnings per share down 78% to 562 cents, Headline earnings down 78% to R650 million, Net transactional fee and funeral income to operating expense: 97%, Retail clients using digital channels: 7.3 million. Dis-Chem 2019 3 Audited annual financial statements The directors have reviewed the Group and company’s cash flow forecast for the year to 28 February 2019 and beyond, and other appropriate information. 02 | Capitec Bank Holdings Limited Key performance indicators 2020 2019 Change % 2020/2019 Group Retail Retail* Group Retail 2018 2017 Profitability Interest income on loans (1) R’m 13 552 13 196 12 723 7 4 13 216 13 225 Interest income on investments R’m 3 489 3 385 2 778 26 22 2 258 1 709 … These consolidated financial statements comprise the financial statements of the Company and its subsidiary “AlJazira Residential Projects Fund” (together referred to as the “Group”). November 12, 2019 : Quarterly Statement 9M 2019 (short form) PDF: September 27, 2019: Interim Report H1 2019: PDF: May 14, 2019: Quarterly Q1 Statement 2019 (short form) PDF: April 30, 2019: Linde plc 2018 Directors' Report and Financial Statements: PDF
Download Annual Financial Statements [PDF - 465KB] Download Remuneration Report 2017 [PDF - 112KB] Download Notice of AGM 2017 [PDF - 228KB] FY2016. PEOPLE SUPPLEMENTARY REPORT 2019 31 January 2019 (2m) PDF . Capitec Bank Limited Reg. endstream
endobj
startxref
We value relationships and increasingly engage on social platforms with … SBG 2019 Assurance Statement (67.1k) SBG 2019 Report To Society (6.5m) SBG 2019 Report to Society website SBG 2019 Risk and Capital Management Report (6m) SBG 2019 Definitions, Acronyms and Abbreviations (670.7k) SBSA 2019 Transformation Report (2.5m) SBSA 2019 Annual Report & Annual Financial Statements (8.4m) Opinion on the Financial Statements We have audited the accompanying statements of financial condition of FNBB Capital Markets, LLC (the Company) as of December 31, 2019 and 2018, the related statements of income, changes in member's equity, changes in liabilities subordinated to claims of general creditors, 1. Revenue Growth We expect total company revenues from 2020 through 2022 to grow by 1-2% per year, The Annual Financial Statements have accordingly been prepared on this basis. NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS DECEMBER 31, 2019 AND 2018 (Presented in Canadian Dollars) 8 . PDF: 2MB: 2019 King IV disclosure : PDF: 4MB: Archived Annual Reports. Integrated Annual Report 2019 CAPITEC BANK HOLDINGS LIMITED INTEGRATED ANNUAL REPORT 2019. people, passionately delivering on clients’ needs In 2019, we have a bank with 13 774 employees, 840 branches and 11.4 million clients. 121 0 obj
<>
endobj
€ 11.5 billion -0.1% Core Earnings per Share. Access Colgate-Palmolive’s annual reports to learn more about the Company’s business strategies and financial results. They will be accessible at www.thyssenkrupp.com (Investors/Repor ting & Publications). View HTML - Annual report; … The Company is an investment holding company. 2018 Additional disclosure in terms of Director’s compensation 20 August 2018 (351.7k) PDF . The full announcement is also available for inspection at the company’s registered office during normal business hours at no charge. 30 July 2019 (11.7m) PDF . CONSOLIDATED STATEMENT OF FINANCIAL POSITION As at 31 December 2019 (Saudi Riyals) The accompanying notes from 1 to 31 form an integral part of these consolidated financial statements. Integrated annual report. Integrated annual report 2020. consolidated financial statements as at and for the year ended December 31, 2019. Capitec Bank Limited Reg. endstream
endobj
122 0 obj
<>>>
endobj
123 0 obj
<>
endobj
124 0 obj
<. The Annual Financial Statements, the Corporate Governance report, the Remuneration report and the Shareholders’ Information on pages 173 to 236 of the Integrated Report were approved by the Board and signed on its behalf by: Johan van Zyl Ian Kirk Chair Group Chief Executive Cape Town 6 March 2019. financial statements for the year ended 28 February 2019 Return on equity 28% Active clients 11.4m Active banking app clients 2.2m Active funeral policies >360 000 +19% to 4 577 cents Headline earnings per share +19% to R5.292 billion Headline earnings +19% to 1 750 cents Total dividend per share. - 5 - Notes 31 December 2019 31 December 201 8 ASSETS Non-current assets Investments 5 161,074,366 262,135,127 Property and equipment 6 1,118,032 1,067,741 Annual Reports Interim Reports. annual financial statements fairly present the financial position, the results of operations and cash flows in accordance with International Financial Reporting Standards (IFRS) and supported by reasonable and prudent judgements consistently applied. Annual Financial Statements 2020 Download PDF. Download the complete Capitec Bank Holdings Limited 2015 Integrated Annual Report. h�b```b``���d�ed@ AV�(G�X�Br00�`a``�X8e�M��:��M8�۸��Z(�x�2@!K�
�ֶ�#��
Է0�1r�K������uV��-�`��n�N�m��]W���[m���i��^�Ro�٥|��unS�ʪǼ�Y���Ld��(�-�P�Ġg�c�VN�.�-���庬aqی�*}�v��7�eK,�r[�-��5Np^V�t.��
)�yk�:u̒oX�s^1�H%��Y�@s
^�ܐ|��v�m��Aj�(�-�9`���UN#P
W1ߢ�i�>�����ְ z�-
� ���D��c14@`�4��0GP
�C��es%��q��L &SD��V��DQ4ڊ�9^H� �98N�20}`�g�dtd\�8����U�8K���|�0�f��33e�a�������0C#������-�8�1|��d�9̸���QG@�їI�!�I�!�m&�^�� Η��V1�f�i@���N�� ` ��*
160 0 obj
<>/Filter/FlateDecode/ID[<57D81F77A4E54C2EBC96A3962745E8AA>]/Index[121 101]/Info 120 0 R/Length 147/Prev 258433/Root 122 0 R/Size 222/Type/XRef/W[1 2 1]>>stream
€ 41.4 billion Fx & portfolio adj. Annual Financial Statements 2019 Download PDF. PPC ANNUAL FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2019 30 June 2019 (1.7m) PDF . Fiscal Year Ended June 30, 2019 Working for You California Public Employees’ Retirement System A Component Unit of the State of California . Our fundamentals make banking simple, accessible, affordable and personal for everyone. Audited Summary Financial Statements 2020. Our fundamentals make banking simple, accessible, affordable and personal for everyone. ("Capitec" or "the company") CAPITEC INTEGRATED ANNUAL REPORT AND NO CHANGE ANNOUNCEMENT Shareholders are advised that the integrated annual report for the year ended 28 February 2019 containing the audited annual financial statements of the company is now available on the company’s website at 2019 FINANCIAL STATEMENT PREPARATION GUIDE 4 Legislative & Miscellaneous Updates FASB changes that will impact year-end 2019 financial reporting and disclosure requirements. Financial Results Handout - BSE 1 Sept 2020 : Download File: 20200901_Condensed Consolidated Financial Statements_ 30 June 2020 Final : Download File: Letshego Holdings (Namibia) Ltd signed AFS 2019 : Download File: Letshego Group_Consolidated Financial Statements_ Year ended 31 Dec 2019 : … View HTML - Annual report; Download Report 2016 [PDF - 15MB] Download Carbon Report 2016 [PDF - 2MB] Download Remuneration Report 2016 [PDF - 1.5MB] Download GRI Report 2016 [PDF - 179KB] FY2015. 2019 Annual Report 1 About Us Coast Capital Savings Federal Credit Union (or Coast Capital, as our friends like to call us) is Canada’s largest credit union by membership, and in 2018 we became B.C.’s first nationwide credit union. Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Complete the form below to download the high-res version: Name* Surname* Mobile Number* Email* Publication Name* Our Group Head Office. Group Sales. Sens announcement for CAPITEC BANK HOLDINGS LIMITED – Summary Audited Financial Statements For The Year Ended 28 February 2019 - SENS 221 0 obj
<>stream
The consolidated financial statements of the Bayer Group were prepared according to the German Commercial Code and the International Financial Reporting Standards (IFRS). Financial Results Handout - BSE 1 Sept 2020 : Download File: 20200901_Condensed Consolidated Financial Statements_ 30 June 2020 Final : Download File: Letshego Holdings (Namibia) Ltd signed AFS 2019 : Download File: Letshego Group_Consolidated Financial Statements_ Year ended 31 Dec 2019 : Download File 2.4 Basis of consolidation and equity accounting These consolidated financial statements comprise of the financial statements of the Company and its subsidiary (collectively referred to as the “Group”). Consolidated financial statements, etc. Annual report 2018 Download PDF View online Annual Financial Statements 2018 Download PDF. Annual General Meeting 2019 254 Tax information for shareholders 254 Shareholder services and contacts 256 US law and regulation 258 Group companies 260 Glossary of terms 271 Cautionary statement. Let me take you through some of the key points of our financial outlook and capital allocation plan. %%EOF
Audited results. Company Profile NEPI Rockcastle Company Profile – September 2020 Annual and Half-Year Reports Consolidated Financial Statements 31 December 2020 Interim Financial Report H1 2020 Annual Report 2019 Interim Financial Report H1 2019 Annual Report 2018 Annual Report 2017 Business Updates and Condensed Financial Results Condensed Consolidated Financial Results for the Year … Download the complete Capitec Bank Holdings Limited 2019 Integrated Annual Report. Updated February 2019. Notice of Annual General Meeting 2020 Download PDF. 0
d. The June 30, 2019 amount represents the proposed transfer to the General Reserve from FY19 net income, which was approved on August 8, 2019 by the Board. Previously, the Company was engaged in the acquisition, exploration … PSG Group; Nedbank; FirstRand; Standard Bank; Capitec; About Capitec Bank. Annual report 2019 Download PDF View online. See the inside back cover of this document for the cautionary statement regarding forward-looking statements. This discussion also includes non-GAAP financial data in addition to GAAP results. Financial ratios are generally ratios of selected values on an enterprise's financial statements. 2019 AR Financials Spreadsheet 56 KB. +0.6% EBITDA Before Special Items. This page intentionally left blank. %PDF-1.6
%����
2019 ANNUAL REPORT Looking ahead, we believe we have all the pieces in place to continue to drive compelling returns for you, our shareholders. Audited results. The consolidated financial statements are presented in Saudi Arabian Riyals (SAR), which is the functional and presentation currency of the Group. Accounting policies Accounting convention and accounting standards The Consolidated Financial Statements comply with International Financial Reporting Standards (IFRS) issued by the International … 865 KB. Telephone: +27(0) 10 344 9280 Email: investor.relations@sasol.com 2. Telephone: +27(0) 10 344 5000 Fax: +27(0) 11 788 5092 South African Retail Queries. 2019 S$’000 2018 S$’000 2019 S$’000 2018 S$’000 The notes to the accounts form an integral part of the audited financial statements and a full understanding of the statements and the state of affairs of the bank cannot be achieved without reference to the complete set of the bank’s audited financial statements. 1. The South African financial sector possesses the critical elements to exhibit good growth and sustainable profitability. Extracts from the unaudited financial results for the 6 months ended 31 August 2020: Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Disclosure of information to the auditor The Board members who held office at the date of February 27, 2019 Auditors’ Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors’ report that includes our opinion. NATURE OF BUSINESS FAX Capital Corp. (the “Company”) was incorporated in Ontario in 1923, until it was ontinuedcfederally under the laws of Canada in 1978. financial liquidity. United States of America and Great Britain, and developing economies such as the BRIC (Brazil, Russia, India and China) countries. The quality and clarity of explanations of changes in accounting policies and their impacts are key. Available online at www.calpers.ca.gov. Dis-Chem 2019 3 Audited annual financial statements The directors have reviewed the Group and company’s cash flow forecast for the year to 28 February 2019 and beyond, and other appropriate information. Old Mutual Life Assurance Company (South Africa) Annual Financial Statements for the year ended 31 December 2019; Old Mutual Limited Annual Financial Statements for the year ended 31 December 2019; Old Mutual Zimbabwe Consolidated Abridged Audited Financial Statements For the year ended 31 December 2019; Old Mutual Insure Annual Report 2019 financial statements, the group has adequate resources to continue in operational existence for the foreseeable future. The company along with its subsidiaries is active in banking, and property and consumer goods markets. Integrated Annual Report 2019. T he integrity and objectivity of these statem ents are management's responsibility. PDF: 1,09MB : Group Annual Financial and Annual Financial Statement 2017 : PDF: … Audited results . PwC 3 Introduction This publication presents illustrative consolidated financial statements for a fictitious listed company, VALUE IFRS Plc. Group Annual Financial and Annual Financial Statement 2019. �&.a"T�W�>$W m��� �9��)� �V�X� V�uD�����Z��@\��c ;V n�� The directors have also considered forecasts and budgets for a 12-month period from the approval of these financial statements. 31 October 2019 First quarter production report for the period 1 July 2019 to 30 September 2019 [PDF 63KB] 26 April 2019 Third quarter production report for the period 1 January to 31 March 2019 [PDF 46KB] Interim results. € 6.39 +0.2% Downloads and Services. Access Colgate-Palmolive’s annual reports to learn more about the Company’s business strategies and financial results. 30 April 2019 90 Financial Statements J Sainsbury plc Annual Report 2019. (1) Consolidated financial statements (i) Consolidated statements of financial position (Millions of yen) (Thousands of U.S. dollars) Notes March 31, 2018 March 31, 2019 March 31, 2019 Assets Cash and cash … Category: Financial markets and Capitec Date: 26 September 2019 Share price: R1270.39. As preparers apply IFRS 16 in their 2019 annual financial statements for the first time, they should embrace the opportunity to think through how best to explain the changes and their effects. PepsiCo’s financial results for the year ended December 28, 2019. The following aligns to the non-financial … As you are aware, there was an Accounting Standard Update in 2015 that changes the treatment of Debt Issuance Costs on the financial statements. 5 MB. Investor relations. Integrated Annual Report 2019 CAPITEC BANK HOLDINGS LIMITED INTEGRATED ANNUAL REPORT 2019. people, passionately delivering on clients’ needs In 2019, we have a bank with 13 774 employees, 840 branches and 11.4 million clients. contact us. All amounts are in thousands of Canadian dollars unless otherwise stated. Copies of the full announcement may be requested from the company by emailing enquiries@capitecbank.co.za. Consolidated Financial Statements of the Nestlé Group 2019 73 Notes 1. Annual Reports Current Annual Report 2019 Annual Report 2.7 MB. This website uses cookies to ensure you get the best experience. The Financial Statements contained in this Statement of Financial Information under the Financial Information Act have been prepared by management in accordance with Canadian public sector accounting standards. There are many standard financial ratios used in order to evaluate a business or a company. Capitec Bank Holdings Ltd (Capitec) is a diversified provider of financial products and services. Non-financial information statement. financial sector in South Africa is of a world class standard, comparing favourably to that of developed economies i.e. Summarised Audited Financial Statements 2019. IHG Annual Report 2019. a Use of Non-GAAP measures: in addition to performance measures directly observable in the Group Financial Statements (IFRS measures), other financial measures (described as Non-GAAP) are presented that are used internally by management as key measures to assess performance. Watch the presentation of our Interim results for the unaudited financial results for the 6 months ended 31 August 2020. Policies in the Notes to the Financial Statements for the fiscal year ended June 30, 2019). h�bbd``b`����`� Accordingly, the Board continues to adopt the going concern basis in preparing this report and financial statements. Audited summary financial statement . Complete the form below to download the high-res version: Name* Surname* Mobile Number* Email* Publication Name* Our Group PepsiCo Reports Fourth-Quarter and Full-Year 2019 Results; Provides 2020 Financial Outlook Reported (GAAP) Fourth-Quarter and Full-Year 2019 Results Fourth-Quarter Full-Year Net revenue growth 5.7% 3.9% Foreign exchange impact on net revenue —% (2)% Earnings per share (EPS) $1.26 $5.20 EPS change (74)% (41)% Foreign exchange impact on EPS —% (1)% Organic/Core (non … Headline earnings per share - up 19% to 5 428 cents; Headline earnings - up 19% to R6.3 billion; Return on equity - 28%; Active clients - 13.9 million; Afrikaanse Press Advertisement. A bank statement is a part of anyone’s life, whether you are converting a PDF bank statement for your own personal accounts or you are doing accounts for your business, it’s simple and easy to convert your PDF statements into Excel (XLSX), CSV, XML or HTML format. The financial statements and combined management report for fiscal year 2019 / 2020 together with the auditors’ report are published in the electronic Federal Gazette “Bundesanzeiger”. COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended June 30, 2019 Prepared through the joint efforts of CalPERS team members. The Company’s ownership percentage in AlJazira Residential Projects Fund (the “Fund”) as at 31 December 2019 is 43.64% (31 December 2018: 43.64%). Financial Results. Non-GAAP measures are either not defined under IFRS or are adjusted IFRS figures. We are supporting each other through this crisis, and while we will certainly have to make some difficult decisions as the situation evolves, we will work through these together, as one McDonald’s system. financial sector in South Africa is of a world class standard, comparing favourably to that of developed economies i.e. 331 KB. Operating and Financial Review and Prospects Financial Report 2019 2 Introduction The following discussion includes forward-looking statements subject to risks and uncertainty. They can also be ordered Management is also responsible for all the statements and schedules, and for ensuring … California Public Employees' … United States of America and Great Britain, and developing economies such as the BRIC (Brazil, Russia, India and China) countries. 1 MB. The various retail banking services offered by the company include debit orders, credit card, home loans, personal credit, personal loans, credit insurance, and savings account. PPC Summarised Group Results and Notice of … December 2019 Financial statements 6 Statement of profit or loss 9 Statement of comprehensive income 10 Balance sheet 17 Statement of changes in equity 21 Statement of cash flows 24 Appendices 201 Independent auditor's report 200 . GRI Index 2019 30 July 2019 (1.2m) PDF . Think and act with a long-term mindset. Investment decisions should be based on a review of the full SENS announcement. We take a look at the latest interim financial results published by Capitec Bank one of the largest retail banks in South Africa, with 12.6 million active clients . The South African financial sector possesses the critical elements to exhibit good growth and sustainable profitability. Consolidated Financial Statements of the Nestlé Group 2019 73 Notes 1. Visit our COVID-19 page for any essential banking needs during the lockdown and the official SA government portal www.sacoronavirus.co.za to stay informed about our fight against COVID-19. 252 KB. Accounting policies Accounting convention and accounting standards The Consolidated Financial Statements comply with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB) and with Swiss law. See “Forward-looking statements” at the beginning of this document. SLB 2020 Annual Report & 10-K. PDF 6.1 MB. 138 ANNUAL FINANCIAL STATEMENTS 265 STATUTORY INFORMATION Integrated Annual Report 2020 | 01. 5 MB. PDF: 1,09MB: Afrox Online Integrated Report 2017: Integrated Report 2017 . Extracts from the summary audited financial statements for the year ended February 2020. The directors have also considered forecasts and budgets for a 12-month period from the approval of these financial statements. Financial statements (Parent) 111 Notes (Parent) 113 Signatures of the Board of Directors 125 Audit report 126 Financial definitions 129 Sustainability notes (Group) 130 GRI index 136 Auditor’s Limited Assurance Report on Atlas Copco AB’s sustainability report 141 Goal performance 142 Three years in summary 143 Contacts 144 CONTENTS The audited annual accounts and consolidated …